If you are not the cause of the car accident and it’s caused by the other driver (you’re the victim), then you can proceed to file a 3rd party claim.
By filing for a third-party claim, you will get compensation from the insurer of the insurance policy of the third-party responsible for the cause of the accident.
You are to provide the following evidence to the insurer:
- All relevant evidence (photos and videos) of the accident scene
- accident report
- police report
- any other documents supporting your claim
It’s important that the insurer receives the above items, so they can process the claim and investigation faster.
You will also be given a rental car to drive while your damaged vehicle is sent for repair should your claim be successful.